Dicker and contract will loan cash on many any such thing you’ve got that is valuable: precious precious jewelry, tools, electronic devices, and far, so much more. You can expect 15 and one month cash that is instant on your own valuables, perhaps maybe not your credit. No credit checks! Other lending organizations look at your credit rating – we usually do not. We provide money immediately in your products. No effect to your credit history!


Getting a Merchandise Loan is quick, effortless, and totally confidential. Simply generate your merchandise for the assessment, and go out with money in your hand! All product is firmly packed, labeled and kept, in order to be confident you’ll get straight back precisely what you provided us. It is so easy. We appreciate your premises and simply just just take care that is good of. Certified by the continuing state of Michigan and completely insured, we provide you with satisfaction. Family operated and owned, Dicker & contract happens to be serving the Greater Lansing area since 1973. We pride ourselves on building trusting, long-lasting relationships with your clients. We appreciate your organization.

With Western Union cash transfers, giving or money that is receiving easier and much more convenient than in the past. Forward cash 24/7 to relatives and buddies. You can spend your automobile, bank card, and mortgages as well. Wire transfer is submitted moments or by next service day. Clients may also choose up cash delivered to them via Western Union at cash central loans locations our shop. a federal federal government issued picture ID is perhaps all this is certainly required.

Dicker and contract provides services that are notary much of your papers. A Government granted ID is necessary.

Western Union Prepaid Debit Cards

Handling your hard earned money now is easier than ever before having a Western Union В® reloadable MasterCard that is prepaid В® .

Western Union В® MoneyWise в„ў Prepaid MasterCard

Western Union В® Gold Card Prepaid MasterCard

Enjoy benefits including:

  • No month-to-month upkeep charges.
  • No purchase deal charges.
  • No overdraft or belated repayment costs.
  • No bank account or credit check required.
  • Absolve to trigger your card on the web.
  • COMPLIMENTARY payroll deposit that is direct.
  • get a Western Union cash Transfer В® deal on your card.
  • Include cash at over 46,000 participating Agent places.
  • Protected by MasterCard’s Zero Liability Policy.
  • Utilize anywhere Debit MasterCard is accepted, including on line and at ATMs.


  • Month-to-month Repair Fee – COMPLIMENTARY
  • Signature Purchase Transaction Fee – COMPLIMENTARY
  • PIN Buy Transaction Fee – COMPLIMENTARY
  • Payroll Direct Deposit – FREE
  • Automatic Phone Customer Care – COMPLIMENTARY
  • On Line Electronic Statements – COMPLIMENTARY
  • SMS and Email Notifications (Standard message and information prices may apply) – COMPLIMENTARY
  • Overdraft Fee – COMPLIMENTARY
  • Bank to Card Transfer Fee – $1.00
  • ATM Withdrawal Fee (plus applications ATM operator costs) – $1.95
  • Agent Location Money Load Fee – $4.95
  • Inactivity Fee (monthly charge starting in thirty days 13 of inactivity) – $2.50
  • ATM Balance Inquiry/Decline Fee – $0.45

Extra cost could add card that is re-issue of $5, Bank to card transfer charge of $1 and a paper declaration charge of $3, and money gains and costs.

  • Handle your account online or higher the device.
  • SMS texts and e-mail alerts to trace balance.
  • Earn benefits on every Western that is qualifying Union transaction — even if you load money to your card.
  • Save your time with no types to fill in.

Loans are an instant and way that is easy borrow funds with out a credit check or hassle. Loans depend on the worth of one’s security, maybe perhaps maybe not your credit rating or pay routine. a term duration of 15 or 1 month. If you fail to spend your loan back complete, you can expect extensions to provide you with additional time. You may additionally elect to surrender your collateral as re payment in complete.

If you should be struggling to spend your loan back in complete its deadline, you can find a renewal/ expansion. This means which you spend the re-purchase choice cost in your loan in complete therefore the brand new deadline is set. The major loan quantity continues to be the exact exact exact same, as does the re-purchase choice charge. You might expand the size of your loan as numerous times while you want.

Almost all of our clients repay their pawn loans and select their items up. If an individual chooses to not repay the mortgage, the security items are forfeited and are usually accepted as repayment in complete. Some clients though decide to offer their unwelcome products instead than get financing.

Loan quantity is founded on the present worth of your product. Item’s condition, market value and our capability to resell the product all may play a role in determining the cost. Our very trained associates use all research tools in front of you to gauge item’s value and acquire you the bucks you want or even the most they could.

All items are tested by us because of their performance. General product is aesthetically examined then tested by plugging it in and turning it in. Add-ons such as for example remote settings and cables that are original enhance the worth of a product. Gold & Diamonds are tested making use of precious jewelry loupe and electronic testers noting the cut/color/clarity/carat (the 4 C’s). Things in good shape frequently have appraised at greater value. We shall additionally purchase any gold jewelry that is broken.

The buying price of commodity is dependent on market values. Costs can fluctuate significantly as a result of unstable economy and market conditions.

Yes. You’ll have limitless amount of loans with Dicker & contract during the time that is same.

Regrettably we can’t offer accurate quotes over calling. Loans are greatly in line with the condition of a product which will be extremely hard to determine over the telephone. The item needs to be inspected by certainly one of our associates.

Yes. Every aspect about any deal are secure and confidential. Dicker & contract doesn’t share any gathered information with any parties that are private.

Loan criteria depend on economy value for pre-owned product. The mortgage quantity we’re able to provide is based on our capacity to resell the product as time goes on if it’s forfeited. Pre-owned things offer for not as than brand new items therefore these are generally well well worth less as security. During the exact same time they are priced properly if become on sale within our shop. Our clients benefit from the capability of being able to trade items that are unwanted another thing they want.

Its our responsibility to help keep all products safe as well as in an area that is secure in loan. It’s also our duty to keep them in good shape. All add-ons brought aided by the product are kept together in safe area, and you will be came back whenever loan is paid in complete. Our loan stock is related because of the continuing up to date computer system which allows us to track all products at any moment.

Yes, but you have to supply the title of this individual to 1 of y our associates in person instead of within the phone.

Anybody but may spend on the loan in your stead as much times as required.

Yes. We have been at the mercy of State that is many and regional rules. State and authorities that are local control all aspects connected with loan deals.

No matter what the thing is on television as well as in the films, second-hand shops & pawnshops would be the worst spot to eradicate taken product, and crooks realize about that. All products acquired by Dicker & contract are prepared through a crime-fighting that is internet-based called Business Watch Global, where info on all loans and offered products is provided with authorities divisions nationwide. All products take place for a fortnight before cleared by neighborhood authorities and just then are offered for sale. Each client is needed to provide a legitimate federal government issued I.D. and start to become fingerprinted during the time of company.